I made a huge mistake by cosigning on a car loan for a girlfriend back on 09/15/08. She only made 9 payments on the vehicle then let it go back to the bank. It’s been almost 6-1/2 years since she made her last payment and now they’re coming after me, after all these years have gone by. I was told that Arizona Statute of Limitations A.R.S. § 47-2725 is four (4) years for auto loans. But their attorney is ignoring that and coming after me regardless. It's now October 2015 and they are coming after me for the loan amount + interest totaling $13,000 altogether. I'm retired and living solely on Social Security of $1,776 per month and two small pensions totaling $624 which = $2,400 per month. And I'm living with my daughter to make ends meet. Therefore I can't afford to pay theses people. I had an initial pre-trial conference on 10/8/15 and represented myself because I can’t afford an attorney. It was determined that there will be a trial on 12/14/15. I told the loan company in court “that I have no money and living on $2,400 per month and living with my daughter to make ends meet, and they’re still pursuing the trial date. My questions are: 1) Will the Arizona Statute of Limitations A.R.S. § 47-2725 four (4) years get me out of this mess completely? 2) I've been told and read online that Social Security income and Pensions “cannot be garnished”. Do you know if this is true? If it's true then I have nothing to worry about and won't need to file bankruptcy. 3) If I lose my case can I file bankruptcy on a judgement that's been awarded against me? 4) Can they levy / garnish my checking account where my Social Security checks and Pension checks are electronically deposited? Thank You for your help.

My neighbor upstairs has 3 kids aand 2 adults. I have gone to management many times to ask them to send a notice about being too loud. The jumping around is so loud it vibrates my windows,I have gone up to talk to the lady and ask her to keep it down a bit. I saw one of the children riding a scooter in the apartment and another jumping off furniture,I told the management about this but they told me it's "part of apartment living" In the lease it states I'm allowed my peace and quiet. 2 days later I got a notice saying I'm not allowed to "pound excessively" on the neighbors door.What can I do?

why do i need to use fmla if i am out of work on a work related injury,also why do i need to use all my vacation & sick leave for this?

I am currently pregnant and not exactly sure who the father is. I met my boyfriend a few months after conception. He is aware of the situation and would like to adopt. I am leaving the father blank on the birth certificate. Can he adopt without notifying any prospects? Being that they have known I have been pregnant and wanted nothing to do it?

The air conditioning in my house went out. I am currently renting. We notified our property management and they sent someone out the next day. The ac company said they cant fix it for a week. Our property management told us to find somewhere else to stay. Is there a law that they have to pay for us to stay in a hotel? And is there a law stating that we can deduct money from rent from each day that we are not staying in the house? And if so then how much? Thank you.

I currently have a hole in my ceiling due to a pipe leaking. It’s been over 2 months and they haven’t fully fixed it yet. What are my options? Can si start deducting the amount my electic bill has increased since this has occurred?

Who is the filing fee made out to?

When giving the landlord a written notice of something that needs to be repaired do they need to send it to

My rent is 650 a month now my landlord is trying to charg $810 when there is five weeks in a month is she allowed to do that

Is there a place where we can get a Financial Power of Attorney Form with no charge. Do you know if more than one person can be names as POA? like my daughter and my son both?